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When It's Time for Fertility Testing

Looking at the Cost of Fertility Testing

If your healthcare provider recommends fertility testing, it's important to check with your insurance company to find out if your tests will be covered. In some cases, such as laparoscopy, insurance policies may specifically exclude procedures done to evaluate or treat infertility. Many insurance plans require prior authorization, or possibly even a second opinion. Before pursuing your fertility testing, particularly some of the more complex and expensive procedures, you may want to check with your insurance carrier to determine whether the tests are covered.
Trying to become pregnant can be frustrating and stressful for many couples, so it is a good idea to look at the costs of the tests you are going to have to go through. If your insurance company doesn't cover many of the costs, it is good to know that ahead of time to help prevent the stress and financial worry that may come with trying to conceive. Talk to your partner about which tests you are both comfortable with -- emotionally, physically, and financially.

Final Thoughts

Taking into account the results of these tests, your healthcare provider will recommend a treatment option that may be most appropriate for you and your partner. This may vary from trying for another few months if you are young and everything appears to be within normal limits, to considering assisted reproductive technology procedures (see What Is Assisted Reproductive Technology (ART)?). Regardless of the route you choose, try to not get discouraged. If fertility testing shows that there may be certain problems, you'll need to educate yourself about your options (see What Are My Fertility Treatment Options?). Although it can be disheartening, knowing that you may need a little bit of help to conceive a child, a number of effective methods are available.
Last reviewed by: Arthur Schoenstadt, MD
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